No one else is responsible for what happens to you but yourself, so you can either complain about all the things that you don’t like in your life or you can set about changing them. Not surprisingly this directly relates to the state of your own finances. There are times which come in life when one realizes the mistake he / she has done by not having enough savings or no savings at all to deal with an unexpected happening; an illness, or another emergency for which we need funds very badly. We then start blaming ourselves. We feel unworthy of love and sometimes punish ourselves internally. We may be blaming ourselves for things we are not responsible for. For example, someone who is a victim of verbal abuse might say, “Of course he yells at me. It’s because I am lazy.” The hidden message or belief in that statement is, “If I work harder, everything will be alright.” This allows us to maintain control or a belief that we can fix things.
Most of us have made some mistakes. We may have broken the laws of our country, the rules in our family or the commandments of our religion. The decision to right a wrong helps us forgive ourselves. In each of these cases the same basic steps of repentance can work universally.